Кафедра фінансів, банківської справи та страхування

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Перегляд Кафедра фінансів, банківської справи та страхування по Автор "Barabash, Lesia"
  • Матеріал
    Insurance Market in Ukraine and Europe: Current Parallels
    (Granada, Spain, 2019) Barabash, Lesia ; Prokopchuk, Olena ; MALYOVANYI, Mykhaylo ; BONDARENKO, Nataliia ; VLASYUK, Svitlana
    The article presents the results of the comparative analysis of insurance market development in Ukraine and Europe on the basis of its quantitative characteristics (in the context of the number of insurance companies, size of insurance premium and insurance payment) and macroeconomic indicators (indexes of insurance penetration and density, the level of insurance payments).The current state of above-mentioned insurance markets in general and in the context of their segmentation (life insurance and non-life insurance) was estimated. It has been determined that the European insurance market is characterized by a high level of organization and efficiency and differs considerably in its structure from the Ukrainian one.The results of the research enabled us to detect the number of problems in the development of Ukrainian insurance market and to determine the key ones among them: formation of imbalanced structure of the insurance portfolio of some insurance companies that lead to the disproportions in the development of different types of insurance; low level of insurance payments and the problem of moral responsibility of insurance companies; distrust of the population in insurance companies and low interest in insurance products; insufficiency of reliable and liquid financial tools to implement the investment activity of insurance companies
  • Матеріал
    Social Aspects of State Regulation of Agricultural Production
    (Kryvyi Rih, Ukraine, 2021) Barabash, Lesia ; Malovanyi, Mykhailo ; Osipova, Alla
    State regulation of agricultural production in Ukraine is aimed at increasing production andensuring food security of the country and its population. However, the low level of social development, aswell as social problems, which in rural areas among the population have now become particularly acute,reduce the potential of this area of the national economy. That is why the question arises of finding activeincentives, tools and mechanisms that would encourage the rural population to act and create a promisingbasis for improving its social status. One of the main existing problems of state regulation of agriculturalproduction in Ukraine is the provision of financial incentives to large agricultural producers. And althoughsuch a policy has allowed to increase export potential, but has led to the destruction of rural areas and theimpoverishment of the rural population. The intensive activities of these producers on the basis ofintensive technologies have led to significant imbalances in the development of the industry with theprevalence of crop production and the decline of livestock, reduced soil quality, as well as risingunemployment of the rural pop