Розвиток фінансового ринку в Україні
Розвиток фінансового ринку в Україні
Немає доступних мініатюр
Дата
2016
Автори
Барабаш, Леся Віталіївна
Назва журналу
ISSN журналу
Назва тома
Видавець
Київ : Видавництво “Основа”, 2016.
Інструкція
У статті досліджено розвиток фінансового ринку України з часів
набуття державою незалежності. Розглянуто розвиток окремих складових
фінансового ринку. Проаналізовано основні тенденції фінансового ринку
України та окреслено пріоритетні напрями його стабілізації та розвитку.
Опис
Development and formation of the financial market in Ukraine actually began with a
moment of gaining state independence. However, till now this sector is characterized by a
relatively slow way of development and a significant number of negative factors affecting the
even development and formation of all its components.
However, separate segments of the financial market are characterized by positive
improvement despite rather contradictory conditions.
So far, there is no common view concerning interpretation of the essence of the financial
market among scientists. We believe that, taking into account its relative division into money
market and capital market, the essence of the financial market is that it is a system of economic
relations connected with distribution and redistribution of the value of financial resources and
capital in order to form prices for specific goods on the basis of supply and demand.
Money and credit markets have had 6 stages of development during the period of
Ukraine’s independence: formation (1991-1993), bank collapse and curbing inflation (1994-
1995), development (1996-2001), improvement (2002 - first half-year of 2008), financial crisis
(second half-year of 2008 - 2010), modernization (since 2011 to the present day). The situation
is as follows (in absolute indices): if 133 banks were recorded in the NBU registry and 3 banks
were liquidated at the end of 1992, in May 2016, 109 banks operate in the banking market and
42 banks of them are with foreign capital.
Also, data on insurance market of Ukraine are quite conspicuous: if the number of
insurance companies was only 7 in 1992, there were 382 by the end of 2014.
Insurance market is defined by steadily increasing indices: volume of registered issues of
securities was 1.58 trillion UAH in 2015 compared with 577.4 billion UAH in 2008.
Development of money market in Ukraine goes by quite unstable way. The national
currency curb in 2010-2013 and its free floating in further periods provoked hryvnia
devaluation which continues to the present date. This process can be stopped by the rational
organization of gold and currency market. Just stabilization of gold-and-currency reserve of the
country will promote strengthening of the national currency in the future.
In general, it is possible to stabilize and improve functioning efficiency of domestic
financial market only by the development of implementing measures aimed at increasing the
emissive activity of insurance market, stabilization of the hryvnia rate and renewal of gold-andcurrency
reserve.
Ключові слова
фінансовий ринок,
страховий ринок,
валютний ринок,
грошовий ринок,
національна валюта,
ринок золота
Бібліографічний опис
Барабаш Л.В. Розвиток фінансового ринку в Україні / Л.В. Барабаш, Н.В. Клименко // Збірник наукових праць Уманського національного університету садівництва / Редкол.: О.О. Непочатенко (відп. ред.) та ін. – Київ : Видавництво “Основа”, 2016. – Вип. 89. – Ч. 2 : Економічні науки. – 272 с. - С. 166-175.